Pannónia Accident Benefit Rider
An accident can have a negative impact on a family in many ways. Hospitalization can be very costly (a serious accident can involve considerable immediate expenses in connection with surgery or the purchase of medical aids, for instance) and an accident with lasting consequences can endanger a family’s long term financial security.
An accident benefit rider policy can be purchased to complement the Pannónia unit-linked insurance products and Pannónia Term Life Insurance. The Pannónia Accident Benefit Rider can be an ideal solution for anyone seeking protection against the risks of injury.
An individualized accident package can be put together from the components of various Pannónia accident benefit riders. The basic package covers the risks of accidental death and disability. Two more services can be added to them (covering copayment for accident-related surgery and copayment for an accident-related hospital stay). This kind of package can even offer complete accident insurance coverage.
The insurer provides the following services for a HUF 1 million policy:
| Insurance Coverage | Payment |
|---|---|
| Accident-related death | HUF 1,000,000 |
| Accident-related disability | HUF 1,000,000 (in proportion to the type of disability) |
| Copayment for accident-related surgery | Depending on the seriousness of surgery |
| Minor surgery | HUF 25,000 |
| Moderately serious surgery | HUF 50,000 |
| Serious surgery | HUF 100,000 |
| Extremely serious surgery | HUF 200,000 |
| Copayment for accident-related hospital stay | HUF 1000/day |
Advantages of the accident benefit rider
- it complements the main policy by offering protection against various accident risks
- you can freely decide what kind of risks you wish to have covered
- you may opt for complete coverage
- the premiums are reasonable
